Millar & Bryce

Title Insurance in Modern Conveyancing – Kirstin Nee

Published November 21, 2016

The landscape of conveyancing has undergone some pretty substantive changes in the last few years.   Very rarely do you get a standard deal with which presents no issues to you or your client.  What do you do when the client has altered the property without the necessary consents, or has no formal access rights or there is an undischarged Standard Security on the title?  Contact Millar & Bryce & DUAL Asset Underwriting at mailto:Title.Indemnity@millar-bryce.comwhere our team of Scottish experts, including Kirstin Nee, can assist.  Any issue small or large, which is causing you a headache could well be insurable.  Kirstin Nee and the team are always at hand to assess and try and make you and your clients lives that... View Full Article

Millar & Bryce

Keeper Induced Registration – Elizabeth Comerford

Published September 16, 2016

In late 2015, Registers of Scotland estimated that there were approximately 1.6 million titles on the Land Register, which equates broadly to 59% of all potential property titles in Scotland. One of the key policy drivers behind the Land Registration etc. (Scotland) Act 2012, was to provide a statutory framework which would facilitate the completion of the Land Register. In May 2014, the Scottish Ministers requested the Registers of Scotland to complete this task by 2024 seeking that Scotland have the efficiencies of a single property register. How is completion to be achieved? The 2012 Act provides for the completion of the Land Register in 4 ways:- Phased closure of the General Register of Sasines to certain kinds of deeds... View Full Article

Millar & Bryce

Remortgage Trigger for Registration – Gary Donaldson

Published September 6, 2016

The sasine register closed to standard securities on 1 April 2016. This means that any remortgage which requires a new standard security now triggers registration in the land register. Solicitors acting in remortgage work and when acting for a lender in a remortgage transaction will now be responsible for ensuring the property is registered in the land register. Preparing an application for registration in a remortgage transaction can differ from a standard purchase and sale transaction, for example our clients may not have copies of any of the title deeds to base their request for searches on. M&B have devised a package of searches that are appropriate for remortgage first registration events, the new searches can be ordered by our... View Full Article